NATIONAL BANK OF PAKISTAN CAREER OPPORTUNITIES

NATIONAL BANK OF PAKISTAN

CAREER OPPORTUNITIES

"The Nation's Bank", National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank.

In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following positions in the area of Audit and Inspection.

The individuals who fulfill the below basic-eligibility criteria may apply for the following positions:

Senior Credit Reviewer (AVP/VP)

Department Head - Corporate Credit Review

Minimum Graduation or equivalent from a local or international university / college/ institute recognized by the HEC

Candidates having Master's Degree and / or any other relevant professional qualification or certifications in the respective field will be preferred

Minimum 08 years of banking experience, out of which 03 years as an auditor/credit reviewer for Corporate / SME / Commercial credit. Having experience of working in commercial / corporate / SME credit will be an added advantage

Experience

Excellent credit risk assessment and judgement skills

Other Skills / Expertise /

Excellent communication and presentation skills

Ability to effectively lead and manage team

Knowledge Required

Proficient in use of statistical tools and methodology in understanding / analyzing portfolio credit risk and for sample selection

To perform and analyze corporate credit portfolio reviews covering end-to-end credit cycle and conduct control tests

To monitor liaison with Audit team for on-going Credit Risk Review (CRR) at Corporate Centre

 To supervise review of CRR and portfolio reports

Outline of Main Duties/ Responsibilities

To check compliance of Prudential Regulations and Credit Policies of the Bank To analyze, interpret and document information which support credit review results

 To supervise evaluation of financial performance of obligors and identification of weak parties

To ensure compliance to Audit and Inspection Group's policies and audit manual

To liaise with relevant Groups / Corporate for escalation of issues and reports

To follow-up with Group / Corporate Centre for implementation of corrective actions and validations

To conduct review of business monitoring of the corporate borrowers

To perform any other assignment as assigned by the supervisor(s) Karachi

Credit Review Officer - Corporate Credit Review (OG-II / OG-I) Department Head - Corporate Credit Review

Minimum Graduation or equivalent from a local or international university / college/ institute recognized by the HEC

Candidates having Master's Degree and / or any other relevant professional qualification or certifications in the respective field will be preferred

Minimum 04 years of banking experience, out of which 02 years in credit assessment / credit processing of corporate and / or SME credit. Candidates having experience of working in internal audit with relevant credit expertise will be preferred

 Understanding of audit standards and relevant regulatory guidelines Excellent communication, report writing and presentation skills

To assist in performing corporate credit portfolio reviews covering end-to-end credit cycle • To liaise with Audit team for on-going Credit Risk Review (CRR) at Corporate Centre

To facilitate in assessing credit review and portfolio reports

To analyze, interpret and document information which support credit review results Outline of

 To evaluate financial performance of obligors and identification of weak parties Main Duties/

 To ensure compliance to Audit and Inspection Group's policies and audit manual Responsibilities

 To check compliance with Prudential Regulations and credit policies

Expertise/ Knowledge Required

To liaise with relevant Groups / Corporate for escalation of issues and reports

 To follow-up with Group / Corporate Centre for implementation of corrective actions and validations

To conduct review of business monitoring of the corporate borrowers

To perform any other assignment as assigned by the supervisor(s) Karachi & Islamabad

Credit Review Officer - Consumer and Retail Credit Review (OG-II / OG-I)

Department Head - Consumer and Retail Credit Review

Minimum Graduation or equivalent from a local or international university / college/ institute recognized by the HEC

• Candidates having Master's Degree and/or any other relevant professional qualification or certifications in the respective field will be preferred

Minimum 04 years of banking experience, out of which 02 years in credit assessment / credit processing of consumer and/or retail and/or agriculture credit. Candidates having experience of working in internal audit with relevant credit expertise will be preferred

Understanding of audit standards and relevant regulatory guidelines Excellent communication, report writing and presentation skills

• To assist in performing and analyzing region-based credit portfolio reviews covering end-to-end credit cycles

• To assist in performing consumer/retail products credit portfolio reviews of the Bank • To correspond with Audit team for on-going Credit Risk Review (CRR) at regions To analyze, interpret and document information which support credit review results Outline of • To evaluate financial performance of obligors and identification of weak parties Main Duties/ • To ensure compliance to Audit and Inspection Group's policies and audit manual Responsibilities. To check compliance of Prudential Regulations and credit policies

• To liaise with relevant Groups / Corporate for escalation of issues and reports

• To follow-up with Group / Corporate Centre for implementation of corrective actions and validations

To conduct review of business monitoring of the commercial / SME/ retail borrowers To perform any other assignment as assigned by the supervisor(s)

Place of Posting Karachi

Assessment Test / Interview(s)

Employment Type

Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for test and / or panel interview(s).

The employment will be on contractual basis for three years which may be renewed on discretion of the Management. Selected candidates will be offered compensation package and other benefits as per Bank's Policy / rules.

Interested candidates may visit the website www.sidathyder.com.pk/careers and apply online within 10 working days from the date of publication of this advertisement as per given instructions.

Applications received after due date will not be considered in any case. No TA / DA will be admissible for test/ interview.

(We are an equal opportunity employer)

Women, Minorities and Differently-abled Persons are encouraged to apply

National Bank of Pakistan